How can I take back control of my finances?
Bringing clarity to the complex inheritance investment issues of an international client.
Client M’s challenges:
- Unsuitable investment portfolio
- Lack of regional, asset and currency diversification
- Disjointed understanding of overall assets
- No long-term financial plan
- Specific asset class investment needs
Solutions Sandaire provides:
- Consolidated strategic asset allocation
- Long-term financial plan
- Customised investment portfolios
M inherited a significant amount of wealth from her father when he died. The assets had been held in trusts and the Trustees had appointed a series of friends and colleagues as investment managers.
M became more interested in her financial affairs and realised that the selection process of local managers was resulting in a significant exposure to Emerging Market equities, high levels of management fees and a disjointed approach to investing.
Sandaire assisted M in developing a single strategic asset allocation for all of her assets, including real estate investments and unlisted businesses. We reviewed the overall currency exposure and regional equity exposure and assisted M to develop a more diversified strategy.
Some of the successful investment managers were maintained and Sandaire provide individual asset class mandates to complete the overall strategic asset allocation. Sandaire has also assisted M in reviewing the suitability of the custody platform and the levels of fees being charged by investment managers.
Sandaire provides ongoing advice on overall strategic asset allocation, regular input to M investment committee and investment management of individual asset classes.
Supportive and independent.
Sandaire has helped the client to objectively review her consolidated investment portfolio and establish a long-term financial plan. Sandaire has helped M to transition her portfolio and provides ongoing consulting and investment management services.